I sent this to my subscribers yesterday, but think it's important enough to share more broadly even though it may only apply to a few of you. Deadline to enroll is February 18.
Here is a link to information regarding disability insurance through the FPA – “own-occ” and guaranteed acceptance. The coverage is great and the price is even better. The only catch is you need to be an FPA member which costs $300-$500/year though you will likely save much more each year plus have FPA benefits.
I have no affilliation or interests in the plan, just something to consider if you need it.