In case you missed it, below is a comedy sketch from John Oliver from HBO’s “Last Week Tonight”. Your clients/prospects may ask you about it so I want all to have seen it. It is about 20 minutes long but worth viewing. Yes, it is funny and irreverent but it does paint our entire industry (even those like you that are doing it right) with a broad, negative brush. It is a window into the perception that many people have of us.

https://youtu.be/gvZSpET11ZY

The following article appears on PlanSponsor.com.  Americans are concerned not only with retirement, but also with unexpected heath care costs, unemployment, student loan debt, and other day-to-day expenses.  What are you doing to ease your clients' financial anxiety?  Are you talking with your clients about their short-term and long-term goals and the sources of their financial anxieties?

Last year Congress passed changes to Social Security law that affects commonly practiced retirement strategies.   Recently, a number of people have contacted me and asked me to clarify for them some of these changes, specifically the difference between “File and Suspend” and “Restricted Application.”